Terms of Use
This web site ("Site") is offered to you conditioned upon
your acceptance without modification of the terms and
conditions contained herein ("Terms of Use"). Thomas Family Mortgage
("Company") may revise these Terms of Use at any time by
updating this posting. You should visit this page
periodically to review the Terms of Use, because they are
binding on you. By accessing, browsing, and/or using this
Site, you acknowledge that you have read, understood, and
agree to be bound by these Terms of Use and to comply with
all applicable laws and regulations, including U.S. export
and re-export control laws and regulations. The material
provided on this Site is protected by law, including, but
not limited to United States copyright laws and
international treaties. This Site is operated by the Company
from its offices within the United States. The Company makes
no representation that materials in this Site are
appropriate or available for use in other locations, and
access to them from territories where their contents are
illegal is prohibited. If you do not agree to these Terms of
Use, do not use this Site.
Section 1. Use Restrictions.
The contents posted by the Company on this Site, such as
text, graphics, images and other material ("Materials"), are
protected by copyright under both United States and foreign
laws. Unauthorized use of the Materials may violate
copyright, trademark, and other laws. Except as stated
herein, none of the Materials may be copied, reproduced,
distributed, republished, downloaded, displayed, posted or
transmitted in any form or by any means, including, but not
limited to, electronic, mechanical, photocopying, recording,
or otherwise, without the prior written permission of the
Company or the copyright owner. The Company authorizes you
to view and download a single copy of the Materials on the
Site solely for your personal, non-commercial use. You must
retain all copyright and other proprietary notices contained
in the original Materials on any copy you make of the
Materials. You may not sell or modify the Materials or
reproduce, display, publicly perform, distribute, or
otherwise use the Materials in any way for any public or
commercial purpose. The use of the Materials on any other
web site or in a networked computer environment for any
purpose is prohibited.
If you violate any of these Terms of Use, your permission
to use the Materials automatically terminates and you must
immediately destroy any copies you have made of the
Materials.
You may not, without the Company's permission, "mirror"
any Materials contained in this Site or any other server.
Any unauthorized use of any Materials contained on this Site
may violate copyright laws, trademark laws, the laws of
privacy and publicity, and communications regulations and
statutes.
You may not use the Site for any purpose that is unlawful
or prohibited by these Terms of Use. You may not use the
Site in any manner that could damage, disable, overburden,
or impair the Site, or interfere with any other party's use
and enjoyment of the Site. You may not attempt to gain
unauthorized access to the Site through hacking, password
mining or any other means.
The Company reserves the right, in its sole discretion,
to terminate your access to the Site or any portion thereof
at any time, for any reason or for no reason at all, without
prior notice, or any notice.
Section 2. Company's Liability.
The Materials may contain inaccuracies or typographical
errors. The Company makes no representations about the
accuracy, reliability, completeness, or timeliness of the
Materials or about the results to be obtained from using the
Site and the Materials. Your use of the Site and the
Materials is at your own risk. Changes are periodically made
to the Site and may be made at any time.
THE COMPANY DOES NOT WARRANT THAT THE SITE WILL OPERATE
ERROR FREE OR THAT THIS SITE AND ITS SERVER ARE FREE OF
COMPUTER VIRUSES AND OTHER HARMFUL GOODS. IF YOUR USE OF THE
SITE OR THE MATERIALS RESULTS IN THE NEED FOR SERVICING OR
REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE
FOR THOSE COSTS.
THE SITE AND MATERIALS ARE PROVIDED ON AN "AS IS" BASIS
WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY AND ITS
SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM
ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY,
NON INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND THE WARRANTY
OF FITNESS FOR PARTICULAR PURPOSE. THE COMPANY AND ITS
SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY,
RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIALS,
SERVICES, SOFTWARE TEXT, GRAPHICS, AND LINKS.
Section 3. Limitation of Liability and Disclaimer of
Consequential Damages.
IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY
THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY
DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT,
INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOST
PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS
INTERRUPTION) RESULTING FROM OR RELATING TO THIS AGREEMENT,
THE SITE OR THE INTERNET GENERALLY, INCLUDING, WITHOUT
LIMITATION, THE USE OR INABILITY TO USE THE SITE, ANY
CHANGES TO OR INACCESSIBILITY OF THE SITE, DELAY, FAILURE,
UNAUTHORIZED ACCESS TO OR ALTERATION OF ANY TRANSMISSION OR
DATA, ANY SUBMISSIONS BY USERS, OR ANY DATA OR MATERIAL FROM
A THIRD PERSON ACCESSED ON OR THROUGH THE SITE, WHETHER
BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL
THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE
EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY
TO YOU.
Section 4. Privacy and Protection of Personal
Information.
See our Privacy Policy, incorporated herein by reference,
for disclosures relating to the collection and use of
information that personally identifies you ("Personal
Information").
Section 5. User Submissions.
The Company does not claim ownership of any material,
information or idea a user provides to the Company
(including feedback and suggestions), or post, upload, input
or submit ("Posting") to this Site by any means
("Submissions"). Any Submission, however, will be treated as
non-confidential and non-proprietary, and may disseminated
or used by the Company or its affiliates for any purpose
whatsoever. By Posting your Submission, you automatically
grant the Company a royalty free, perpetual, irrevocable
nonexclusive license to use, reproduce, modify, publish,
edit, translate, distribute, perform, and display such
Submission alone or as part of other works in any form,
media, or technology whether now known or hereafter
developed, and to sublicense such rights through multiple
tiers of sublicensees. Notwithstanding the foregoing, all
Personal Information provided to the Company will be handled
in accordance with our Privacy Policy.
Section 6. Indemnity.
You agree to defend, indemnify, and hold harmless the
Company, its officers, directors, employees and agents, from
and against any claims, actions or demands, including
without limitation reasonable legal and accounting fees,
arising out of or resulting from your use of the Site or the
Materials on the Site or your breach of these Terms of Use.
The Company shall provide notice to you promptly of any such
claim, suit, or proceeding and shall assist you, at your
expense, in defending any such claim, suit or proceeding.
Section 7. Export Control.
The United States controls the export of products and
information. You agree to comply with such restrictions and
not to export or re export the Materials to countries or
persons prohibited under the export control laws. By
downloading the Materials, you are agreeing that you are not
in a country where such export is prohibited or are a person
or entity to which such export is prohibited. You are
responsible for compliance with the laws of your local
jurisdiction regarding the import, export, or re export of
the Materials.
Section 8. Links to Other Sites.
The Site may contain links to third party web sites
("Linked Sites"). These links are provided solely as a
convenience to you and the inclusion of any link does not
imply endorsement by the Company of such Linked Site, or any
association with its operations. The Company is not
responsible for the content of any Linked Site and does not
make any representations regarding the content or accuracy
of materials on such Linked Sites. The Company is not
responsible for any transmission received from any Linked
Site, nor is the Company responsible if the Linked Site is
not working appropriately. If you decide to access a Linked
Site, you do so at your own risk.
Section 9. General.
This Site is based in the Commonwealth of New Hampshire,
United States of America. The Company makes no claims the
Materials are appropriate or may be downloaded outside of
the United States. Access to the Site and/or the Materials
may not be legal by certain persons or in certain countries.
If you access the Site from outside of the United States,
you do so at your own risk and are responsible for
compliance with the laws of your jurisdiction. These Terms
of Use are governed by the internal substantive laws of the
Commonwealth of New Hampshire, without respect to its conflict of
laws principles. If any provision contained herein is found
to be invalid by any court having competent jurisdiction,
the invalidity of such provision shall not affect the
validity of the remaining provisions of set forth herein,
which shall remain in full force and effect. No waiver of
any term hereunder of these Terms of Use shall be deemed a
further or continuing waiver of such term or any other term.
These Terms of Use constitute the entire agreement between
you and the Company with respect to the use of the Site. Any
changes to these Terms of Use must be made in writing,
signed by an authorized representative of the Company to be
binding on the Company. Notwithstanding the foregoing, the
Company, at its sole discretion and without notice, may
revise these Terms of Use at any time by updating this
porting.